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Stamp Duty Calculator For Property Transfers

Buy, sell, or transfer a property? Stamp duty can often be one of the highest upfront costs. At Conveyancing Hub, we help you calculate, understand, and manage your stamp duty obligations so you know exactly what to expect and can confidently plan. Use our property stamp duty calculator to get an accurate estimate for your property in Victoria.
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Easy Stamp Duty Calculator for Smarter Property Decisions

Shortfall / Amount Required at Settlement $0.00
Stamp Duty Rates

Note:
* Government grant — Are you receiving any government grants (e.g First Home Owners Grant)
** Miscellaneous cost — Adjustments of Rates, Conveyancing Fees, Searches, PEXA fees etc.

What Is Stamp Duty and Why Does It Matter

Stamp duty is a government tax paid when buy or transfer property in Australia. The amount you pay depends on factors such as your property’s value, location, and intended use, whether it’s a first home, an investment property, a commercial purchase, or a gift transfer.

Our experts help ensure you don’t overpay by guiding you through available exemptions, concessions, and important payment deadlines. Whether you’re a first-time buyer or an experienced investor, our stamp duty calculator gives you clarity and confidence for better financial planning. You can also use it as a commercial property stamp duty calculator to understand what applies to your purchase. First-home buyers may also benefit from first-home owner stamp duty concessions, helping reduce upfront costs.

Things You Should Know

  • Stamp duty rates differ across states and property purchase types.
  • First home buyers may get stamp duty concessions or exemptions.
  • Calculators consider price, location, and buyer details for accuracy.
  • Estimate early to plan budgets and avoid financial surprises with our house stamp duty calculator.

Frequently Asked Questions

We provide answers to common questions about our products/services.

In Victoria, stamp duty (also called land transfer duty) is calculated based on your property’s purchase price or market value, whichever is higher. Rates vary for first-home buyers, investors, and off-the-plan purchases. You can use the State Revenue Office (SRO) calculator or let our experts at Conveyancing Hub estimate it for you accurately.

Yes. In Victoria, first-home buyers may receive a full exemption for properties under $600,000 and a concession for homes valued up to $750,000. There are also additional benefits for off-the-plan purchases and principal places of residence.
Stamp duty is usually due within 30 days of property settlement. The buyer (or transferee) ensures it’s paid on time. Your conveyancer can handle the lodgement and payment process to help you avoid penalties or interest charges.
Yes. Commercial property stamp duty calculator users should note that investment properties usually don’t qualify for first-home or principal residence concessions. The full stamp duty rate applies, and additional surcharges may apply for foreign purchasers.

At Conveyancing Hub, we simplify everything from calculating your exact duty amount using our property stamp duty calculator, preparing the required documents, and lodging payment. We ensure you claim every concession you’re eligible for and avoid costly errors or delays.

The house stamp duty calculator estimates how much stamp duty you may need to pay based on your property price, location, and buyer type. Entering a few details, it gives you a quick and reliable estimate to help with budgeting and financial planning before you buy.

Victoria

Stamp Duty – Non Principal place of Residence Rate
For the purchase of any other property (i.e. not Principal place of residence).

Dutiable ValueDuty Threshold
$0 – $25,0001.4 per cent of the dutiable value of the property
> $25,000 – $130,000$350 plus 2.4 per cent of the dutiable value in excess of $25,000
> $130,000 – $960,000$2,870 plus 6 per cent of the dutiable value in excess of $130,000
More than $960,0005.5 per cent of the dutiable value

Premium Stamp Duty:
From 1 July 2021, the duty payable increase to $110,000 plus 6.5% of the dutiable value of more than $2 million.

Stamp Duty – Foreign Purchaser:
The foreigner buyer duty surcharge is 8%.

Stamp Duty – Principal Place of Residence (PPR) Rate
For the purchase of a home (which will be used as Principal place of residence) for contracts entered into on or after 6 May 2008.

Dutiable ValueDuty Threshold
$0 – $130,000The Principal place of residence (PPR) concessional rate does not apply.
> $130,000 – $440,000$2,870 plus 5 per cent of the dutiable value in excess of $130,000
> $440,000 – $550,000$18,370 plus 6 per cent of the dutiable value in excess of $440,000
More than $550,000The Principal place of residence (PPR) concessional rate does not apply.

Stamp Duty – First Home Buyer Concession

VIC abolishes stamp duty for both new and existing properties under $600,000. First home buyers purchasing a property between $600,000 and $750,000 also receive a tapered discount.

If a first home buyer purchases vacant land to build a new home to be their principal place of residence, the home must be built within 12 months for the FHB concessions to apply (choose “Yes” for the Option “Are you first home buyer”). If the buyer takes more than 12 months to build the home, they are not eligible for the First Home Buyer Concession (choose “No” for the Option “Are you first home buyer”).

Pensioner Exemption Concession An exemption if a home valued at $600,000 or less, or a concession if a home valued from $600,001 to $750,000.

Mortgage Registration Fee 2025 – 2026:

(a) Paper Transaction: $135.80 (b) Electronic Transaction: $125.70

Land Transfer Fee:
(a) Paper Transaction Fee: the sum of $111.80 plus $2.34 for every whole consideration, the maximum fee is $3,621.00

(b) Electronic Transaction Fee: The sum of $101.50 plus $2.34 for every whole consideration, the maximum fee is $3,611.00

First Home Owner Grant: $10,000 if property valued up to $750,000.